Open Enrollment for 2027 health plans starts November 1, 2026. Compare health plans
Umbrella, flood and more

Extra protection for the things you love

Umbrella liability, flood insurance and coverage for your motorcycle, boat, RV and valuables. Add them to the coverage you already have.

  • Bundle with home and auto
  • Flood options for any property
  • Simple, honest explanations

Other things worth insuring

Umbrella insurance

An extra layer of liability above your home and auto policies, usually starting at $1 million.

Flood insurance

Home and renters policies exclude flood. Federal and private flood options are available.

Motorcycle insurance

Liability, collision and coverage for your gear and custom parts.

Boat insurance

Your boat, motor and trailer, on the water and in storage.

RV insurance

Motorhomes and travel trailers, including belongings and full-timer options.

Valuables and jewelry

Scheduled coverage for rings, watches, art and collections.

Do I need an umbrella policy?

A serious accident can lead to costs above your auto or home liability limits. An umbrella helps protect your savings and future income.

  • You own a home or have savings to protect
  • You have teen drivers
  • You have a pool, trampoline or dog
  • You own rental property

Questions we hear a lot

Still have a question? Call (571) 579-6890 and a licensed agent will help.

How much umbrella coverage do I need?

Many people start with $1 million. If your assets or income are higher, more may make sense. We help you decide.

Do I need flood insurance outside a flood zone?

Many flood claims come from areas outside high-risk zones, and coverage there often costs less.

Can I bundle these with home or auto?

Often, yes. Many companies offer discounts when you keep several policies together.

Not sure what you need? Ask us.

We compare options and bundle discounts for you.

(571) 579-6890