/* KAID Assurance website styles */
:root{
  --g950:#081A0B; --g900:#0D2710; --g800:#123519; --g700:#1E5631; --g600:#2A6E40; --g500:#3C8A55;
  --g200:#CFE2CA; --g100:#E3EEE0; --g50:#F3F7F2;
  --sun:#F6B73C; --sun-600:#E3A22A;
  --ink:#15120F; --text:#2E352D; --muted:#59625A; --line:#E2E8E0; --white:#FFFFFF;
  --display:"Bricolage Grotesque", "Plus Jakarta Sans", system-ui, sans-serif;
  --body:"Plus Jakarta Sans", system-ui, -apple-system, "Segoe UI", sans-serif;
  --serif:"Instrument Serif", Georgia, serif;
  --r-sm:12px; --r-md:18px; --r-lg:26px; --r-xl:34px;
  --shadow-sm:0 2px 8px rgba(13,39,16,.06);
  --shadow-md:0 18px 40px -12px rgba(13,39,16,.18);
  --shadow-lg:0 40px 80px -24px rgba(13,39,16,.28);
  --ease:cubic-bezier(.22,1,.36,1);
  color-scheme: light;
}
*,*::before,*::after{box-sizing:border-box}
html.lenis,html.lenis body{height:auto}
.lenis.lenis-smooth{scroll-behavior:auto !important}
.lenis.lenis-stopped{overflow:hidden}
html{scroll-behavior:smooth;-webkit-text-size-adjust:100%}
body{margin:0;background:var(--white);color:var(--text);font-family:var(--body);font-size:17px;line-height:1.65;-webkit-font-smoothing:antialiased;overflow-x:hidden}
img,svg{max-width:100%;display:block}
a{color:var(--g700);text-decoration-thickness:1.5px;text-underline-offset:3px}
a:hover{color:var(--g900)}
h1,h2,h3,h4{font-family:var(--display);color:var(--g900);margin:0;line-height:1.08;letter-spacing:-.025em;font-weight:700;font-variation-settings:"opsz" 96}
h1{font-size:clamp(40px,6.2vw,78px);font-weight:800;letter-spacing:-.04em}
h2{font-size:clamp(32px,4.2vw,54px);letter-spacing:-.035em}
h3{font-size:clamp(21px,1.8vw,25px);letter-spacing:-.015em;line-height:1.2}
p{margin:0}
.serif{font-family:var(--serif);font-style:italic;font-weight:400;letter-spacing:-.01em;color:var(--g600)}
.on-dark .serif,.dark .serif{color:var(--sun)}
.container{width:100%;max-width:1240px;margin:0 auto;padding:0 28px}
@media (max-width:640px){.container{padding:0 16px}}
.section{padding:clamp(72px,9vw,128px) 0}
.section.tight{padding:clamp(56px,7vw,88px) 0}
.bg-soft{background:var(--g50)}
.dark{background:var(--g900);color:#D6E2D3}
.dark h2,.dark h3{color:#fff}
.eyebrow{display:inline-flex;align-items:center;gap:10px;font-size:13px;font-weight:700;letter-spacing:.14em;text-transform:uppercase;color:var(--g700)}
.eyebrow::before{content:"";width:22px;height:2px;background:var(--sun);border-radius:2px}
.dark .eyebrow{color:var(--sun)}
.lead{font-size:clamp(18px,1.5vw,21px);line-height:1.6;color:var(--muted)}
.dark .lead{color:#B9C9B5}
.stack{display:flex;flex-direction:column;gap:18px}
.head{max-width:760px;display:flex;flex-direction:column;gap:16px;margin-bottom:48px}
.head.center{margin-left:auto;margin-right:auto;text-align:center;align-items:center}
.grid{display:grid;gap:20px}
.g2{grid-template-columns:repeat(auto-fit,minmax(min(100%,380px),1fr))}
.g3{grid-template-columns:repeat(auto-fit,minmax(min(100%,300px),1fr))}
.g4{grid-template-columns:repeat(auto-fit,minmax(min(100%,240px),1fr))}

/* Buttons */
.btn{--bg:var(--g700);--fg:#fff;position:relative;display:inline-flex;align-items:center;justify-content:center;gap:10px;min-height:54px;padding:0 26px;border-radius:999px;background:var(--bg);color:var(--fg);font-family:var(--body);font-weight:700;font-size:16.5px;text-decoration:none;border:0;cursor:pointer;overflow:hidden;isolation:isolate;transition:transform .35s var(--ease),box-shadow .35s var(--ease),background .3s}
.btn::before{content:"";position:absolute;inset:0;background:var(--g900);transform:translateY(101%);transition:transform .45s var(--ease);z-index:-1;border-radius:inherit}
.btn:hover{color:var(--fg);transform:translateY(-2px);box-shadow:var(--shadow-md)}
.btn:hover::before{transform:translateY(0)}
.btn .arr{transition:transform .35s var(--ease)}
.btn:hover .arr{transform:translateX(4px)}
.btn-sun{--bg:var(--sun);--fg:var(--g950)}
.btn-sun::before{background:#FFD27A}
.btn-ghost{--bg:transparent;--fg:var(--g900);box-shadow:inset 0 0 0 1.5px var(--g200)}
.btn-ghost::before{background:var(--g100)}
.btn-white{--bg:#fff;--fg:var(--g900)}
.btn-white::before{background:var(--g100)}
.btn-lg{min-height:60px;padding:0 32px;font-size:17.5px}
.btn-row{display:flex;flex-wrap:wrap;gap:12px}
.link-arrow{display:inline-flex;align-items:center;gap:8px;font-weight:700;text-decoration:none;color:var(--g700)}
.link-arrow svg{transition:transform .35s var(--ease)}
.link-arrow:hover svg{transform:translateX(5px)}

/* Announcement + header */
.topbar{background:var(--g950);color:#CFE0CB;font-size:14px;text-align:center;padding:9px 16px}
.topbar a{color:var(--sun);font-weight:700;text-decoration:none}
.site-header{position:sticky;top:0;z-index:50;background:rgba(255,255,255,.86);backdrop-filter:saturate(180%) blur(14px);-webkit-backdrop-filter:saturate(180%) blur(14px);border-bottom:1px solid transparent;transition:border-color .3s,box-shadow .3s}
.site-header.scrolled{border-color:var(--line);box-shadow:0 8px 30px -18px rgba(13,39,16,.35)}
.nav{display:flex;align-items:center;justify-content:space-between;gap:20px;min-height:82px;transition:min-height .3s var(--ease)}
.scrolled .nav{min-height:70px}
.brand img{height:34px;width:auto;transition:height .3s var(--ease)}
.scrolled .brand img{height:30px}
.menu{display:flex;align-items:center;gap:4px;list-style:none;margin:0;padding:0}
.menu>li{position:relative}
.menu>li>a,.menu>li>button{display:inline-flex;align-items:center;gap:6px;padding:10px 14px;border-radius:999px;font:600 16px var(--body);color:var(--ink);text-decoration:none;background:none;border:0;cursor:pointer;position:relative}
.menu>li>a::after,.menu>li>button::after{content:"";position:absolute;left:14px;right:14px;bottom:5px;height:2px;background:var(--sun);transform:scaleX(0);transform-origin:left;transition:transform .35s var(--ease)}
.menu>li>a:hover::after,.menu>li>button:hover::after,.menu>li>a[aria-current="page"]::after{transform:scaleX(1)}
.menu .chev{transition:transform .3s var(--ease)}
.has-mega:hover .chev,.has-mega.open .chev{transform:rotate(180deg)}
.mega{position:absolute;top:calc(100% + 12px);left:50%;transform:translate(-50%,8px);width:min(820px,92vw);background:#fff;border:1px solid var(--line);border-radius:var(--r-lg);box-shadow:var(--shadow-lg);padding:22px;display:grid;grid-template-columns:1.2fr 1fr;gap:18px;opacity:0;visibility:hidden;transition:opacity .25s,transform .35s var(--ease),visibility .25s}
.has-mega::before{content:"";position:absolute;left:0;right:0;top:100%;height:16px}
.has-mega:hover .mega,.has-mega.open .mega,.has-mega:focus-within .mega{opacity:1;visibility:visible;transform:translate(-50%,0)}
.mega-links{display:grid;grid-template-columns:1fr 1fr;gap:4px}
.mega-link{display:flex;gap:12px;align-items:flex-start;padding:12px;border-radius:14px;text-decoration:none;color:var(--ink);transition:background .25s}
.mega-link:hover{background:var(--g50);color:var(--ink)}
.mega-link .ic{flex:none;width:40px;height:40px;border-radius:12px;background:var(--g100);display:grid;place-items:center;color:var(--g700);transition:background .25s,color .25s,transform .35s var(--ease)}
.mega-link:hover .ic{background:var(--g700);color:#fff;transform:rotate(-6deg)}
.mega-link b{display:block;font-size:15.5px}
.mega-link span{display:block;font-size:13.5px;color:var(--muted);line-height:1.45}
.mega-cta{background:var(--g900);color:#D6E2D3;border-radius:20px;padding:24px;display:flex;flex-direction:column;gap:12px;justify-content:space-between}
.mega-cta strong{font-family:var(--display);font-size:24px;line-height:1.15;color:#fff}
.nav-right{display:flex;align-items:center;gap:14px}
.phone-pill{display:inline-flex;align-items:center;gap:10px;text-decoration:none;color:var(--g900);font-weight:800;font-size:17px;padding:8px 14px 8px 8px;border-radius:999px;background:var(--g50);animation:breathe 3.2s var(--ease) infinite;transform-origin:center}
.phone-pill .ring{position:relative;width:34px;height:34px;border-radius:50%;background:var(--g700);color:#fff;display:grid;place-items:center}
.phone-pill .ring::after{content:"";position:absolute;inset:0;border-radius:50%;border:2px solid var(--g500);animation:ping 2.4s var(--ease) infinite}
.phone-pill:hover{color:var(--g900);background:var(--g100);animation-play-state:paused}
@keyframes breathe{0%,100%{transform:scale(1)}50%{transform:scale(1.045)}}
@keyframes ping{0%{transform:scale(1);opacity:.8}80%,100%{transform:scale(1.7);opacity:0}}
.burger{display:none;width:46px;height:46px;border-radius:14px;border:1.5px solid var(--line);background:#fff;cursor:pointer;place-items:center}
.burger span{display:block;width:20px;height:2px;background:var(--ink);border-radius:2px;position:relative;transition:transform .3s}
.burger span::before,.burger span::after{content:"";position:absolute;left:0;width:20px;height:2px;background:var(--ink);border-radius:2px;transition:transform .3s}
.burger span::before{top:-6px}.burger span::after{top:6px}
.nav-open .burger span{background:transparent}
.nav-open .burger span::before{transform:translateY(6px) rotate(45deg)}
.nav-open .burger span::after{transform:translateY(-6px) rotate(-45deg)}
@media (max-width:1060px){
  .burger{display:grid}
  .site-header{backdrop-filter:none;-webkit-backdrop-filter:none;background:#fff}
  .nav-open{overflow:hidden}
  .menu-wrap{position:fixed;top:0;right:0;bottom:0;height:100vh;height:100dvh;width:min(400px,100%);background:#fff;transform:translateX(105%);transition:transform .45s var(--ease),visibility .45s;visibility:hidden;padding:0 20px 28px;overflow-y:auto;box-shadow:var(--shadow-lg);z-index:200;display:flex;flex-direction:column}
  .nav-open .menu-wrap{visibility:visible}
  .nav-open .menu-wrap{transform:none}
  .menu{flex-direction:column;align-items:stretch}
  .menu>li>a,.menu>li>button{width:100%;justify-content:space-between;font-size:18px;padding:14px}
  .mega{position:static;transform:none;width:100%;opacity:1;visibility:visible;display:none;box-shadow:none;border:0;padding:6px 0;grid-template-columns:1fr}
  .has-mega.open .mega{display:grid;transform:none}
  .has-mega:hover .mega{transform:none}
  .mega-links{grid-template-columns:1fr}
  .mega-cta{display:none}
  .phone-pill .num{display:none}
  .phone-pill{padding:6px}
  .nav-right .btn{display:none}
}

/* Hero */
.hero{position:relative;overflow:hidden;background:radial-gradient(1200px 600px at 85% -10%,#E6F0E2 0%,transparent 60%),radial-gradient(800px 500px at -10% 110%,#FFF3D9 0%,transparent 55%),var(--g50)}
.hero-grid{display:grid;grid-template-columns:1fr 1fr;gap:56px;align-items:center;padding-top:clamp(56px,8vw,104px);padding-bottom:clamp(64px,8vw,96px)}
@media (max-width:960px){.hero-grid{grid-template-columns:1fr}}
.hero h1 .rotator{display:inline-grid;vertical-align:bottom}
.rotator>span{grid-area:1/1;justify-self:start;padding:0 .04em;background-image:linear-gradient(transparent 70%,color-mix(in srgb,var(--c,#1E5631) 18%,transparent) 70%,color-mix(in srgb,var(--c,#1E5631) 18%,transparent) 94%,transparent 94%);color:var(--c,var(--g700));opacity:0;transform:translateY(40%);transition:opacity .5s var(--ease),transform .6s var(--ease)}
.rotator>span.on{opacity:1;transform:none}
.rotator>span.off{opacity:0;transform:translateY(-40%)}
.chips{display:flex;flex-wrap:wrap;gap:10px 22px;font-weight:600;font-size:15.5px;color:var(--g800)}
.chips span{display:inline-flex;align-items:center;gap:8px}
.hero-art{position:relative}
.hero-art img{width:100%;border-radius:var(--r-xl);box-shadow:var(--shadow-lg)}
.float-card{position:absolute;background:#fff;border-radius:18px;box-shadow:var(--shadow-md);padding:14px 18px;display:flex;align-items:center;gap:12px;font-weight:700;color:var(--g900);font-size:15px;animation:floaty 6s ease-in-out infinite}
.float-card .dot{width:36px;height:36px;border-radius:12px;background:var(--g100);display:grid;place-items:center;color:var(--g700)}
.float-card.a{left:-24px;bottom:34px}
.float-card.b{right:-14px;top:28px;animation-delay:-3s}
@keyframes floaty{0%,100%{transform:translateY(0)}50%{transform:translateY(-10px)}}
@media (max-width:640px){.float-card.a{left:8px}.float-card.b{right:8px}}

/* Page hero (inner) */
.page-hero{position:relative;overflow:hidden;background:var(--g900);color:#CFE0CB}
.page-hero::after{content:"";position:absolute;right:-180px;top:-160px;width:560px;height:560px;border-radius:50%;background:radial-gradient(circle,rgba(246,183,60,.22),transparent 65%);pointer-events:none}
.page-hero .inner{position:relative;z-index:1;padding-top:clamp(56px,8vw,100px);padding-bottom:clamp(56px,8vw,100px);display:grid;grid-template-columns:1.3fr .7fr;gap:48px;align-items:end}
@media (max-width:900px){.page-hero .inner{grid-template-columns:1fr}}
.page-hero h1{color:#fff}
.page-hero .lead{color:#BFD0BB;max-width:680px}
.crumbs{font-size:14px;color:#9FB59A;display:flex;gap:8px;flex-wrap:wrap}
.crumbs a{color:#CFE0CB;text-decoration:none}
.crumbs a:hover{color:var(--sun)}
.hero-panel{background:rgba(255,255,255,.06);border:1px solid rgba(255,255,255,.12);border-radius:var(--r-lg);padding:26px;display:flex;flex-direction:column;gap:12px;backdrop-filter:blur(6px)}
.hero-panel li{display:flex;gap:10px;align-items:flex-start;color:#E4EEE1;font-weight:600}
.hero-panel ul{list-style:none;margin:0;padding:0;display:flex;flex-direction:column;gap:12px}
.check{flex:none;width:22px;height:22px;border-radius:50%;background:var(--sun);color:var(--g950);display:grid;place-items:center;margin-top:2px}

/* Cards */
.card{position:relative;background:#fff;border:1px solid var(--line);border-radius:var(--r-lg);padding:30px;display:flex;flex-direction:column;gap:14px;transition:transform .45s var(--ease),box-shadow .45s var(--ease),border-color .3s;overflow:hidden;isolation:isolate}
.card::before{content:"";position:absolute;inset:0;background:radial-gradient(420px circle at var(--mx,50%) var(--my,0%),rgba(60,138,85,.12),transparent 45%);opacity:0;transition:opacity .4s;z-index:-1}
.card:hover{transform:translateY(-6px);box-shadow:var(--shadow-md);border-color:var(--g200)}
.card:hover::before{opacity:1}
.card p{color:var(--muted);font-size:16px}
.card .icon{width:56px;height:56px;border-radius:16px;background:var(--g100);color:var(--g700);display:grid;place-items:center;transition:transform .5s var(--ease),background .3s,color .3s}
.card:hover .icon{transform:rotate(-8deg) scale(1.06);background:var(--g700);color:#fff}
.card .tag{align-self:flex-start;font-size:12px;font-weight:800;letter-spacing:.08em;text-transform:uppercase;padding:5px 11px;border-radius:999px;background:var(--g100);color:var(--g700)}
.card .tag.sun{background:#FFF1D3;color:#7A5300}
.card .actions{margin-top:auto;padding-top:6px;display:flex;flex-wrap:wrap;gap:10px 18px;align-items:center}
.card .btn{min-height:46px;padding:0 20px;font-size:15px}
a.card{text-decoration:none;color:inherit}
.card.feature{background:var(--g900);border-color:var(--g900);color:#CFE0CB}
.card.feature h3{color:#fff}.card.feature p{color:#B9C9B5}
.card.feature .icon{background:rgba(255,255,255,.1);color:var(--sun)}

/* Quote bar */
.quote-bar{position:relative;z-index:2;padding-bottom:clamp(40px,5vw,64px)}
.quote-bar .box{background:#fff;border:1px solid var(--line);border-radius:var(--r-lg);box-shadow:var(--shadow-md);padding:22px;display:grid;grid-template-columns:auto 1fr;align-items:center;gap:16px 24px}
.quote-bar strong{font-family:var(--display);font-size:22px;color:var(--g900);line-height:1.2}
.qgrid{display:grid;grid-template-columns:repeat(6,1fr);gap:10px}
.qpill{display:flex;align-items:center;justify-content:center;gap:10px;min-height:56px;padding:0 12px;border-radius:16px;border:1.5px solid var(--line);background:#fff;color:var(--ink);font-weight:700;font-size:16px;text-decoration:none;transition:transform .35s var(--ease),box-shadow .35s var(--ease),border-color .3s,background .3s,color .3s}
.qpill .qi{width:34px;height:34px;border-radius:10px;display:grid;place-items:center;flex:none;color:var(--c);background:color-mix(in srgb,var(--c) 12%,#fff);transition:background .3s,color .3s}
.qpill:hover{transform:translateY(-3px);border-color:var(--c);box-shadow:0 12px 26px -12px color-mix(in srgb,var(--c) 60%,transparent);color:var(--c)}
.qpill:hover .qi{background:var(--c);color:#fff}
@media (max-width:1060px){.quote-bar .box{grid-template-columns:1fr}.qgrid{grid-template-columns:repeat(3,1fr)}}
@media (max-width:560px){.qgrid{grid-template-columns:repeat(2,1fr)}.qpill{justify-content:flex-start;padding:0 14px;min-height:58px}.quote-bar .box{padding:18px}}
.igrid{display:grid;grid-template-columns:repeat(auto-fit,minmax(min(100%,210px),1fr));gap:12px;max-width:1040px;margin:0 auto}
.ind{display:flex;align-items:center;justify-content:center;text-align:center;min-height:60px;padding:8px 14px;border-radius:16px;background:#fff;border:1.5px solid var(--line);font-weight:700;color:var(--g900);transition:all .3s var(--ease)}
.ind:hover{border-color:var(--g700);transform:translateY(-3px);box-shadow:var(--shadow-sm)}
@media (max-width:560px){.igrid{grid-template-columns:repeat(2,1fr)}.ind{font-size:14.5px;min-height:64px}}
.pill{display:inline-flex;align-items:center;gap:8px;min-height:46px;padding:0 18px;border-radius:999px;border:1.5px solid var(--line);color:var(--ink);font-weight:700;text-decoration:none;transition:all .3s var(--ease)}
.pill:hover{border-color:var(--g700);background:var(--g700);color:#fff;transform:translateY(-2px)}

/* Split */
.split{display:grid;grid-template-columns:1fr 1fr;gap:64px;align-items:center}
@media (max-width:900px){.split{grid-template-columns:1fr;gap:36px}}
.ticks{list-style:none;margin:0;padding:0;display:flex;flex-direction:column;gap:14px}
.ticks li{display:flex;gap:12px;align-items:flex-start;font-weight:600;color:var(--text)}
.ticks .check{background:var(--g700);color:#fff}
.dark .ticks li{color:#E4EEE1}.dark .ticks .check{background:var(--sun);color:var(--g950)}
.frame{border-radius:var(--r-xl);overflow:hidden;box-shadow:var(--shadow-lg)}
.frame img{width:100%;height:auto;transition:transform 1.2s var(--ease)}
.frame:hover img{transform:scale(1.04)}

/* Stats-free value strip */
.values{display:grid;grid-template-columns:repeat(auto-fit,minmax(min(100%,220px),1fr));gap:1px;background:rgba(255,255,255,.12);border-radius:var(--r-lg);overflow:hidden}
.values>div{background:var(--g900);padding:28px;display:flex;flex-direction:column;gap:8px;transition:background .35s}
.values>div:hover{background:var(--g800)}
.values strong{font-family:var(--display);font-size:24px;color:#fff;line-height:1.15}
.values span{color:#B9C9B5;font-size:15.5px}

/* Carriers marquee */
.carriers{overflow:hidden;position:relative;-webkit-mask-image:linear-gradient(90deg,transparent,#000 10%,#000 90%,transparent);mask-image:linear-gradient(90deg,transparent,#000 10%,#000 90%,transparent)}
.carriers .track{display:flex;gap:20px;width:max-content;padding:10px 0;animation:marquee 46s linear infinite}
.carriers:hover .track{animation-play-state:paused}
.carrier{flex:none;width:260px;height:128px;padding:0 30px;border-radius:24px;background:#fff;border:1px solid var(--line);display:grid;place-items:center;font-family:var(--display);font-weight:700;font-size:25px;letter-spacing:-.02em;color:var(--g900);box-shadow:var(--shadow-sm);transition:transform .45s var(--ease),box-shadow .45s var(--ease),border-color .3s}
.carrier img{max-height:58px;max-width:200px;width:auto;height:auto;object-fit:contain;transition:transform .45s var(--ease)}
.carrier img+span{display:none}
.carrier:hover{transform:translateY(-6px);box-shadow:var(--shadow-md);border-color:var(--g200)}
.carrier:hover img{transform:scale(1.06)}
@media (max-width:640px){.carrier{width:200px;height:104px;font-size:21px}.carrier img{max-height:46px;max-width:150px}}
@keyframes marquee{to{transform:translateX(calc(-50% - 10px))}}
.carrier-note{text-align:center;color:var(--muted);font-size:15px;margin-top:22px}

/* FAQ */
.faq{display:flex;flex-direction:column;border-top:1px solid var(--line)}
.faq details{border-bottom:1px solid var(--line)}
.faq summary{list-style:none;cursor:pointer;display:flex;justify-content:space-between;gap:18px;align-items:center;padding:24px 0;font-family:var(--display);font-size:clamp(19px,1.6vw,22px);font-weight:600;color:var(--g900);letter-spacing:-.01em}
.faq summary::-webkit-details-marker{display:none}
.faq .pm{flex:none;width:38px;height:38px;border-radius:50%;border:1.5px solid var(--line);display:grid;place-items:center;transition:transform .4s var(--ease),background .3s,border-color .3s}
.faq summary:hover .pm{border-color:var(--g700)}
.faq details[open] .pm{transform:rotate(45deg);background:var(--g700);border-color:var(--g700);color:#fff}
.faq .ans{padding:0 56px 24px 0;color:var(--muted);font-size:17px}

/* CTA band */
.cta-band{position:relative;overflow:hidden;background:var(--g900);border-radius:var(--r-xl);padding:clamp(40px,6vw,72px);display:grid;grid-template-columns:1.3fr auto;gap:28px;align-items:center;color:#CFE0CB}
.cta-band::before{content:"";position:absolute;width:520px;height:520px;right:-140px;bottom:-260px;border-radius:50%;background:radial-gradient(circle,rgba(246,183,60,.28),transparent 60%)}
.cta-band>*{position:relative}
.cta-band h2{color:#fff}
@media (max-width:820px){.cta-band{grid-template-columns:1fr}}

/* Contact + embeds */
.info-cards{display:grid;grid-template-columns:repeat(auto-fit,minmax(min(100%,240px),1fr));gap:16px}
.info{background:#fff;border:1px solid var(--line);border-radius:var(--r-lg);padding:26px;display:flex;flex-direction:column;gap:10px;text-decoration:none;color:var(--ink);transition:transform .45s var(--ease),box-shadow .45s var(--ease)}
.info:hover{transform:translateY(-6px);box-shadow:var(--shadow-md);color:var(--ink)}
.info small{font-size:12.5px;font-weight:800;letter-spacing:.12em;text-transform:uppercase;color:var(--muted)}
.info strong{font-family:var(--display);font-size:22px;color:var(--g900);letter-spacing:-.02em}
.info .icon{width:48px;height:48px;border-radius:14px;background:var(--g100);color:var(--g700);display:grid;place-items:center}
.map-wrap{position:relative;border-radius:var(--r-xl);overflow:hidden;border:1px solid var(--line);box-shadow:var(--shadow-md);background:var(--g100);min-height:420px}
.map-wrap iframe{position:absolute;inset:0;width:100%;height:100%;border:0}
.map-pin{position:absolute;left:16px;bottom:16px;background:#fff;border-radius:16px;padding:14px 16px;box-shadow:var(--shadow-md);display:flex;gap:12px;align-items:center;font-weight:700;color:var(--g900);z-index:2;max-width:calc(100% - 32px)}
.map-pin a{font-size:14px}
.form-card{background:#fff;border:1px solid var(--line);border-radius:var(--r-xl);box-shadow:var(--shadow-lg);padding:clamp(18px,3vw,32px)}
.form-card h2,.form-card h3{margin-bottom:6px}
/* GHL form: embed code kept exactly as provided, no size overrides */
.ghl-form{width:100%;align-self:start}
.hours{width:100%;border-collapse:collapse;font-size:16px}
.hours td{padding:12px 0;border-bottom:1px solid var(--line)}
.hours td:last-child{text-align:right;font-weight:700;color:var(--g900)}

/* Affiliate note */
.disclosure{font-size:14px;color:var(--muted);background:var(--g50);border:1px solid var(--line);border-radius:16px;padding:16px 18px}

/* Footer */
.site-footer{position:relative;isolation:isolate;background:var(--g950);color:#A9BBA5;overflow:hidden;padding-top:clamp(64px,8vw,96px)}
.site-footer a{color:#D6E2D3;text-decoration:none;transition:color .25s}
.site-footer a:hover{color:var(--sun)}
.foot-top{display:grid;grid-template-columns:1.4fr repeat(3,1fr);gap:40px;position:relative;z-index:2}
@media (max-width:900px){.foot-top{grid-template-columns:1fr 1fr}}
@media (max-width:560px){.foot-top{grid-template-columns:1fr}}
.foot-top h4{font-family:var(--body);font-size:13px;letter-spacing:.14em;text-transform:uppercase;color:#7F947B;margin-bottom:16px;font-weight:800}
.foot-top ul{list-style:none;margin:0;padding:0;display:flex;flex-direction:column;gap:10px}
.foot-brand img{height:32px;width:auto;margin-bottom:18px}
.foot-phone{font-family:var(--display);font-size:30px;font-weight:700;color:#fff !important;letter-spacing:-.02em}
.state-map{position:absolute;z-index:0;left:50%;top:clamp(28px,4vw,48px);transform:translateX(-50%);width:min(860px,94%)}
.state-map svg{width:100%;height:auto;overflow:visible;display:block}
.state-map .st{stroke:var(--g950);stroke-width:1.2;vector-effect:non-scaling-stroke;stroke-linejoin:round;opacity:.24;transform-box:fill-box;transform-origin:center;transition:opacity .35s,fill .35s,transform .5s var(--ease),filter .5s;cursor:default}
.state-map .c0{fill:#3C8A55;--hv:#F6B73C}.state-map .c1{fill:#5FA874;--hv:#4FA3F7}.state-map .c2{fill:#2A6E40;--hv:#F472B6}.state-map .c3{fill:#7DBB8E;--hv:#2DD4BF}.state-map .c4{fill:#4E9A63;--hv:#A78BFA}
.state-map .st:hover{opacity:.42}
.state-map .lift-layer{pointer-events:none}
.state-map .st.lift{opacity:0;fill:var(--hv,var(--sun));stroke:rgba(255,255,255,.55);stroke-width:1.4;transform-box:fill-box;transform-origin:center;transition:opacity .35s var(--ease),transform .45s var(--ease),filter .45s var(--ease);pointer-events:none}
.state-map .st.lift.up{opacity:1;transform:translateY(-5px) scale(1.035);filter:drop-shadow(0 10px 14px rgba(0,0,0,.5))}
.state-map .st.lift path{fill:inherit}
.foot-top,.foot-disclaimer,.foot-legal{pointer-events:none}
.foot-top a,.foot-legal a,.foot-top img{pointer-events:auto}
@media (max-width:900px){.state-map{width:150%;top:auto;bottom:60px}}
.state-tip{position:fixed;pointer-events:none;background:#fff;color:var(--g900);font:700 13px var(--body);padding:6px 10px;border-radius:8px;box-shadow:var(--shadow-md);opacity:0;transform:translate(-50%,-140%);transition:opacity .2s;z-index:80}
.foot-legal{position:relative;z-index:2;margin-top:28px;padding:22px 0 30px;border-top:1px solid rgba(255,255,255,.08);display:flex;flex-wrap:wrap;justify-content:space-between;gap:12px 24px;font-size:14px}
.foot-legal nav{display:flex;flex-wrap:wrap;gap:18px}
.foot-disclaimer{position:relative;z-index:2;font-size:13px;line-height:1.7;color:#7F947B;max-width:980px;margin-top:40px}

/* Reveal */
.reveal{opacity:0;transform:translateY(28px);transition:opacity .9s var(--ease),transform 1s var(--ease)}
.reveal.in{opacity:1;transform:none}
.reveal.d1{transition-delay:.08s}.reveal.d2{transition-delay:.16s}.reveal.d3{transition-delay:.24s}
@media (prefers-reduced-motion:reduce){
  *,*::before,*::after{animation:none !important;transition:none !important}
  .reveal{opacity:1;transform:none}
  html{scroll-behavior:auto}
}
.sr-only{position:absolute;width:1px;height:1px;overflow:hidden;clip:rect(0 0 0 0);white-space:nowrap}
.skip{position:absolute;left:-9999px}.skip:focus{left:16px;top:16px;z-index:99;background:#fff;padding:10px 14px;border-radius:10px}
:focus-visible{outline:3px solid var(--sun);outline-offset:3px;border-radius:6px}

/* Mobile call bar */
.call-bar{display:none}
@media (max-width:760px){
  .call-bar{display:flex;position:fixed;left:12px;right:12px;bottom:12px;z-index:60;justify-content:center}
  .call-bar a{display:inline-flex;align-items:center;justify-content:center;gap:10px;width:100%;min-height:56px;border-radius:999px;background:var(--g700);color:#fff;font-weight:800;font-size:18px;text-decoration:none;box-shadow:var(--shadow-lg);animation:breathe 3.2s var(--ease) infinite}
  .call-bar .ring{width:34px;height:34px;border-radius:50%;background:rgba(255,255,255,.16);display:grid;place-items:center;position:relative}
  .call-bar .ring::after{content:"";position:absolute;inset:0;border-radius:50%;border:2px solid rgba(255,255,255,.6);animation:ping 2.4s var(--ease) infinite}
  .site-footer{padding-bottom:84px}
  .brand img{height:24px}
}

/* Native-styled quote form */
.kform{display:flex;flex-direction:column;gap:16px}
.kform .row{display:grid;grid-template-columns:repeat(auto-fit,minmax(min(100%,210px),1fr));gap:14px}
.kform label{display:flex;flex-direction:column;gap:7px;font-weight:700;font-size:14.5px;color:var(--g900)}
.kform input,.kform select,.kform textarea{font:500 16px var(--body);color:var(--ink);background:#fff;border:1.5px solid var(--line);border-radius:14px;min-height:54px;padding:0 16px;transition:border-color .25s,box-shadow .25s;width:100%}
.kform textarea{min-height:110px;padding:14px 16px;resize:vertical}
.kform input:hover,.kform select:hover,.kform textarea:hover{border-color:var(--g200)}
.kform input:focus,.kform select:focus,.kform textarea:focus{outline:none;border-color:var(--g700);box-shadow:0 0 0 4px rgba(30,86,49,.14)}
.kform .types{display:flex;flex-wrap:wrap;gap:8px}
.kform .types input{position:absolute;opacity:0;width:1px;height:1px}
.kform .types span{display:inline-flex;align-items:center;min-height:44px;padding:0 16px;border-radius:999px;border:1.5px solid var(--line);font-weight:700;font-size:15px;cursor:pointer;transition:all .25s var(--ease)}
.kform .types label:hover span{border-color:var(--g700)}
.kform .types input:checked+span{background:var(--g700);border-color:var(--g700);color:#fff}
.kform .types input:focus-visible+span{outline:3px solid var(--sun);outline-offset:2px}
.kform .consent{flex-direction:row;align-items:flex-start;gap:10px;font-weight:500;font-size:13.5px;line-height:1.55;color:var(--muted)}
.kform .consent input{width:20px;min-height:20px;height:20px;flex:none;margin-top:2px;accent-color:var(--g700)}
.kform .btn{width:100%;min-height:58px}
.kform .ok{display:none;background:var(--g50);border:1px solid var(--g200);border-radius:14px;padding:14px 16px;font-weight:600;color:var(--g800)}
.kform.sent .ok{display:block}


/* Service ticker under hero */
.ticker{overflow:hidden;border-block:1px solid var(--line);background:#fff;padding:18px 0}
.ticker .track{display:flex;gap:44px;width:max-content;animation:marquee 32s linear infinite;align-items:center}
.ticker span{font-family:var(--display);font-weight:800;font-size:clamp(28px,4vw,46px);letter-spacing:-.03em;color:transparent;-webkit-text-stroke:1.4px var(--g700);white-space:nowrap}
.ticker span.fill{color:var(--g900);-webkit-text-stroke:0}
.ticker i{width:12px;height:12px;border-radius:50%;background:var(--sun);flex:none}

/* Mobile polish: equal sizes and spacing */
@media (max-width:640px){
  body{font-size:16px}
  .section{padding:64px 0}
  .head{margin-bottom:32px}
  .hero-grid{gap:36px;padding-top:40px}
  .btn-row{display:grid;grid-template-columns:1fr;gap:10px;width:100%}
  .btn-row .btn{width:100%}
  .chips{display:grid;grid-template-columns:1fr;gap:10px}
  .grid{gap:14px}
  .card{padding:24px;gap:12px}
  .card .actions{display:grid;grid-template-columns:1fr;gap:10px;width:100%}
  .card .actions .btn{width:100%}
  .card .actions .link-arrow{justify-content:center;min-height:40px}
  .info-cards{grid-template-columns:1fr 1fr;gap:12px}
  .info{padding:18px}
  .info strong{font-size:17px;word-break:break-word}
  .values{grid-template-columns:1fr 1fr}
  .values>div{padding:20px}
  .values strong{font-size:19px}
  .faq .ans{padding-right:0}
  .cta-band{padding:32px 22px}
  .float-card{font-size:13px;padding:10px 12px}
  .float-card .dot{width:30px;height:30px}
  .hero-panel{padding:20px}
  .map-wrap{min-height:340px}
  .foot-top{gap:28px}
}
@media (max-width:380px){.info-cards,.values{grid-template-columns:1fr}}

.after-ticker{padding-top:clamp(64px,7vw,96px)}
.hero-grid{padding-bottom:clamp(40px,5vw,56px)}

/* About page */
.about-hero{background:radial-gradient(900px 500px at 90% 0%,#E6F0E2,transparent 60%),var(--g50);padding:clamp(36px,5vw,56px) 0 clamp(64px,8vw,104px)}
.about-hero .crumbs{color:var(--muted);margin-bottom:28px}.about-hero .crumbs a{color:var(--g700)}
.about-hero-grid{display:grid;grid-template-columns:1.25fr .75fr;gap:56px;align-items:center}
@media (max-width:900px){.about-hero-grid{grid-template-columns:1fr;gap:36px}}
.badge-card{background:#fff;border:1px solid var(--line);border-radius:var(--r-xl);box-shadow:var(--shadow-lg);padding:34px;display:flex;flex-direction:column;gap:12px;position:relative;overflow:hidden}
.badge-card::after{content:"";position:absolute;right:-60px;top:-60px;width:180px;height:180px;border-radius:50%;background:radial-gradient(circle,rgba(246,183,60,.25),transparent 70%)}
.badge-card .seal{width:68px;height:68px;border-radius:20px;background:var(--g900);color:var(--sun);display:grid;place-items:center}
.badge-card strong{font-family:var(--display);font-size:28px;color:var(--g900);letter-spacing:-.02em}
.badge-card>span{color:var(--muted)}
.badge-card small{color:var(--muted);font-size:13px}
.owner-note{border:1.5px dashed var(--g200);border-radius:16px;padding:16px 18px;color:var(--muted);background:var(--g50)}
.lic-grid{display:grid;grid-template-columns:repeat(auto-fit,minmax(min(100%,300px),1fr));gap:20px}
.lic{background:#fff;border:1px solid var(--line);border-radius:var(--r-lg);padding:30px;display:flex;flex-direction:column;gap:14px;border-top:4px solid var(--c);transition:transform .45s var(--ease),box-shadow .45s var(--ease)}
.lic:hover{transform:translateY(-6px);box-shadow:var(--shadow-md)}
.lic-top{display:flex;justify-content:space-between;align-items:center}
.lic-ic{width:56px;height:56px;border-radius:16px;display:grid;place-items:center;color:var(--c);background:color-mix(in srgb,var(--c) 12%,#fff);transition:background .3s,color .3s}
.lic:hover .lic-ic{background:var(--c);color:#fff}
.lic-status{display:inline-flex;align-items:center;gap:8px;font-size:13px;font-weight:800;letter-spacing:.06em;text-transform:uppercase;color:var(--g700);background:var(--g100);padding:6px 12px;border-radius:999px}
.lic-status .dot{width:8px;height:8px;border-radius:50%;background:#22A55A;box-shadow:0 0 0 0 rgba(34,165,90,.6);animation:pulse-dot 2s infinite}
@keyframes pulse-dot{0%{box-shadow:0 0 0 0 rgba(34,165,90,.55)}70%{box-shadow:0 0 0 10px rgba(34,165,90,0)}100%{box-shadow:0 0 0 0 rgba(34,165,90,0)}}
.lic p{color:var(--muted)}
.lic-tags{display:flex;flex-wrap:wrap;gap:8px;margin-top:auto}
.lic-tags span{font-size:13.5px;font-weight:700;padding:6px 12px;border-radius:999px;border:1.5px solid var(--line);color:var(--ink)}

/* Sticky side headings only on wide screens (prevents overlap on mobile) */
.sticky-col{position:static}
@media (min-width:901px){.sticky-col{position:sticky;top:120px;align-self:start}}

/* Quieter, more human visual details */
.page-hero::after,.cta-band::before,.badge-card::after{display:none}
.hero{background:var(--g50)}
.head h2,.split h2{max-width:20ch}
.head.center h2{max-width:none}

/* Mobile menu: own header row with close button, CTA at the bottom */
.menu-head,.menu-cta,.menu-overlay{display:none}
@media (max-width:1060px){
  .menu-head{display:flex;align-items:center;justify-content:space-between;gap:12px;min-height:72px;border-bottom:1px solid var(--line);margin:0 -20px 12px;padding:0 20px;position:sticky;top:0;background:#fff;z-index:2}
  .menu-head img{height:24px;width:auto}
  .menu-close{width:46px;height:46px;border-radius:14px;border:1.5px solid var(--line);background:#fff;display:grid;place-items:center;cursor:pointer;color:var(--ink)}
  .menu-close:hover{background:var(--g50)}
  .menu-cta{display:grid;gap:10px;margin-top:auto;padding-top:24px}
  .menu-cta .btn{width:100%}
  .menu-overlay{display:block;position:fixed;inset:0;background:rgba(8,26,11,.45);opacity:0;visibility:hidden;transition:opacity .35s,visibility .35s;z-index:150}
  .nav-open .menu-overlay{opacity:1;visibility:visible}
  .nav-open .call-bar{display:none}
}

/* Mobile footer: everything centered */
@media (max-width:640px){
  .foot-top{text-align:center;justify-items:center}
  .foot-top>div{display:flex;flex-direction:column;align-items:center}
  .foot-top ul{align-items:center}
  .foot-brand img{margin-left:auto;margin-right:auto}
  .foot-brand p{margin-left:auto;margin-right:auto}
  .foot-disclaimer{text-align:center;margin-left:auto;margin-right:auto}
  .foot-legal{flex-direction:column;align-items:center;text-align:center}
  .foot-legal nav{justify-content:center}
}

/* Hero photo with animated shield */
.shield-art{position:relative;border-radius:var(--r-xl);overflow:hidden;box-shadow:var(--shadow-lg);background:#e9eee6}
.shield-art img{width:100%;height:auto;display:block;border-radius:0;box-shadow:none}
.shield-fx{position:absolute;inset:0;width:100%;height:100%;overflow:visible}
.shield-fx .draw{fill:none;stroke:rgba(255,255,255,.5);stroke-width:10;stroke-dasharray:1000;stroke-dashoffset:1000;animation:shield-draw 2.4s .4s var(--ease) forwards}
.shield-fx .comet{fill:none;stroke:#FFD27A;stroke-width:16;stroke-linecap:round;stroke-dasharray:70 930;animation:comet 7s linear infinite}
.shield-fx .comet.c2{stroke:#fff;stroke-width:10;animation-delay:-3.5s;opacity:.85}
.shield-fx .node .ring{fill:none;stroke:#FFD27A;stroke-width:6;transform-box:fill-box;transform-origin:center;opacity:0;animation:node-ping 5.4s var(--ease) infinite;animation-delay:var(--d)}
.shield-fx .node .hit{fill:transparent;cursor:pointer;pointer-events:all}
.shield-fx .node .tag{opacity:0;transform:translateY(8px);transition:opacity .3s,transform .35s var(--ease);pointer-events:none}
.shield-fx .node .tag rect{fill:#0D2710}
.shield-fx .node .tag text{fill:#fff;font:700 38px var(--body)}
.shield-fx .node:hover .tag{opacity:1;transform:none}
.shield-fx .node:hover .ring{animation:none;opacity:1;stroke-width:8}
@keyframes shield-draw{to{stroke-dashoffset:0}}
@keyframes comet{from{stroke-dashoffset:1000}to{stroke-dashoffset:0}}
@keyframes node-ping{0%{opacity:.9;transform:scale(1)}30%{opacity:0;transform:scale(1.55)}100%{opacity:0;transform:scale(1.55)}}
@media (prefers-reduced-motion:reduce){.shield-fx .comet,.shield-fx .ring{display:none}.shield-fx .draw{stroke-dashoffset:0}}

/* About: comparison + who we help */
.cmp{border:1px solid var(--line);border-radius:var(--r-lg);overflow:hidden;background:#fff}
.cmp-row{display:grid;grid-template-columns:1.3fr 1fr 1fr 1fr;border-top:1px solid var(--line)}
.cmp-row:first-child{border-top:0}
.cmp-row span{padding:18px 20px;font-size:16px;color:var(--text)}
.cmp-row span[role="rowheader"]{font-weight:700;color:var(--g900)}
.cmp-head span{font-weight:800;font-size:14px;letter-spacing:.04em;text-transform:uppercase;color:var(--muted);background:var(--g50)}
.cmp .us{background:var(--g100);color:var(--g900);font-weight:700}
.cmp-head .us{background:var(--g900);color:#fff}
@media (max-width:760px){.cmp-row{grid-template-columns:1fr 1fr 1fr}.cmp-row span:first-child{grid-column:1/-1;background:var(--g50);padding:12px 16px}.cmp-head span:first-child{display:none}.cmp-row span{padding:12px 14px;font-size:14.5px}}
.who-grid{display:grid;grid-template-columns:repeat(auto-fit,minmax(min(100%,300px),1fr));gap:1px;background:var(--line);border:1px solid var(--line);border-radius:var(--r-lg);overflow:hidden}
.who{background:#fff;padding:26px 28px;display:flex;flex-direction:column;gap:8px;transition:background .3s}
.who:hover{background:var(--g50)}
.who strong{font-family:var(--display);font-size:21px;color:var(--g900);letter-spacing:-.01em}
.who span{color:var(--muted)}

/* Legal pages */
.legal-hero{background:var(--g50);padding:clamp(36px,5vw,56px) 0 clamp(40px,5vw,64px);border-bottom:1px solid var(--line)}
.legal-hero .crumbs{color:var(--muted);margin-bottom:22px}.legal-hero .crumbs a{color:var(--g700)}
.legal-hero h1{font-size:clamp(36px,5vw,60px);margin-bottom:14px}
.legal-hero .lead{max-width:720px}
.legal-meta{margin-top:14px;font-size:14px;font-weight:600;color:var(--muted)}
.legal-grid{display:grid;grid-template-columns:280px 1fr;gap:64px;align-items:start}
@media (max-width:900px){.legal-grid{grid-template-columns:1fr;gap:28px}}
.legal-toc{border:1px solid var(--line);border-radius:var(--r-lg);padding:22px;background:#fff}
.legal-toc strong{display:block;font-size:13px;letter-spacing:.12em;text-transform:uppercase;color:var(--muted);margin-bottom:10px}
.legal-toc ol{margin:0;padding-left:18px;display:flex;flex-direction:column;gap:8px;font-size:15px}
.legal-toc a{color:var(--text);text-decoration:none}.legal-toc a:hover{color:var(--g700);text-decoration:underline}
.legal-help{margin-top:18px;padding-top:16px;border-top:1px solid var(--line);font-size:14.5px;color:var(--muted);display:flex;flex-direction:column;gap:4px}
.legal-help strong{margin:0;font-size:15px;letter-spacing:0;text-transform:none;color:var(--g900)}
.legal-body{max-width:760px;display:flex;flex-direction:column;gap:36px}
.legal-sec{scroll-margin-top:110px}
.legal-sec h2{font-size:clamp(22px,2.2vw,28px);margin-bottom:12px;letter-spacing:-.015em}
.legal-sec p{color:var(--text);margin-bottom:12px}
.legal-sec ul{margin:0 0 12px;padding-left:20px;display:flex;flex-direction:column;gap:8px;color:var(--text)}
@media (max-width:900px){.legal-toc{position:static}}

/* Photos */
.frame.photo{margin-top:24px;border-radius:var(--r-lg)}
.frame.photo img{aspect-ratio:16/11;object-fit:cover;object-position:center 35%;width:100%;height:auto;max-height:400px}
.dark .frame.photo{box-shadow:0 30px 60px -20px rgba(0,0,0,.6)}
.frame img[src$="hands-protect.jpg"]{aspect-ratio:16/12;object-fit:cover;object-position:center 60%;max-height:440px}
.split>.frame{max-width:560px;width:100%;justify-self:center}
.cutout{width:100%;max-width:360px;height:auto;margin-top:18px;filter:drop-shadow(0 24px 30px rgba(13,39,16,.18))}

/* Footer social icons */
.socials{display:flex;gap:10px;margin-top:18px;flex-wrap:wrap}
.soc{width:42px;height:42px;border-radius:12px;display:grid;place-items:center;background:rgba(255,255,255,.07);border:1px solid rgba(255,255,255,.12);color:#D6E2D3 !important;transition:transform .35s var(--ease),background .3s,color .3s,border-color .3s}
.soc:hover{transform:translateY(-3px);color:#fff !important;border-color:transparent}
.soc-facebook:hover{background:#1877F2}
.soc-linkedin:hover{background:#0A66C2}
.soc-pinterest:hover{background:#E60023}
.soc-instagram:hover{background:linear-gradient(45deg,#F58529,#DD2A7B,#8134AF,#515BD4)}
.soc-x:hover{background:#000}
@media (max-width:640px){.socials{justify-content:center}}

/* Triple carrier marquee */
.carrier-rows{display:flex;flex-direction:column;gap:14px}
.carriers .track{gap:14px;padding:6px 0}
.carriers.row-1 .track{animation:marquee 70s linear infinite}
.carriers.row-2 .track{animation:marquee-rev 80s linear infinite}
.carriers.row-3 .track{animation:marquee 62s linear infinite}
@keyframes marquee-rev{from{transform:translateX(calc(-50% - 7px))}to{transform:translateX(0)}}
.carrier{width:220px;height:104px;padding:0 24px;border-radius:20px}
.carrier img{max-height:54px;max-width:170px}
@media (max-width:640px){.carrier{width:160px;height:84px;padding:0 16px;border-radius:16px}.carrier img{max-height:40px;max-width:124px}.carrier-rows{gap:10px}}

/* Home policy section: card layout */
.policy-grid{display:grid;grid-template-columns:1fr 1fr;gap:28px;align-items:stretch}
@media (max-width:900px){.policy-grid{grid-template-columns:1fr;gap:18px}}
.policy-photo{position:relative;background:linear-gradient(160deg,#FFFFFF 0%,#E6F0E2 100%);border:1px solid var(--line);border-radius:var(--r-xl);box-shadow:var(--shadow-md);display:grid;place-items:center;padding:clamp(20px,4vw,40px);overflow:hidden;min-height:340px}
.policy-photo::before{content:"";position:absolute;width:70%;aspect-ratio:1;border-radius:50%;background:radial-gradient(circle,rgba(30,86,49,.12),transparent 70%);top:12%;left:15%}
.policy-photo img{position:relative;width:100%;max-width:420px;height:auto;filter:drop-shadow(0 22px 26px rgba(13,39,16,.28)) drop-shadow(0 4px 6px rgba(13,39,16,.12));animation:floaty 6s ease-in-out infinite}
.policy-list{background:#fff;border:1px solid var(--line);border-radius:var(--r-xl);box-shadow:var(--shadow-md);padding:clamp(24px,4vw,40px);display:flex;flex-direction:column;justify-content:center;gap:18px}
.policy-list h3{font-size:clamp(20px,2vw,24px)}
.policy-list .ticks li{padding:12px 0;border-bottom:1px solid var(--line);margin:0}
.policy-list .ticks li:last-child{border-bottom:0}
.policy-list .ticks{gap:0}

/* Contact cards: two per row, long text wraps inside the card */
.info strong{overflow-wrap:anywhere;word-break:normal}
.info-cards.two{grid-template-columns:repeat(2,minmax(0,1fr));gap:20px}
.info-cards.two .info{padding:30px}
@media (max-width:640px){.info-cards.two{grid-template-columns:1fr;gap:12px}}

/* Long lead form: give the form the wide column and keep the side info in view */
.form-layout{display:grid;grid-template-columns:minmax(0,5fr) minmax(0,7fr);gap:clamp(28px,4vw,56px);align-items:start}
.form-layout.form-first{grid-template-columns:minmax(0,7fr) minmax(0,5fr)}
.form-layout .map-wrap{min-height:0;height:380px}
.ghl-form{width:100%;min-width:0;background:#fff;border:1px solid var(--line);border-radius:var(--r-xl);box-shadow:var(--shadow-md);padding:clamp(6px,1.2vw,14px);overflow:hidden}
@media (min-width:961px){.form-side{position:sticky;top:110px}}
@media (max-width:960px){.form-layout,.form-layout.form-first{grid-template-columns:1fr}.form-layout .map-wrap{height:320px}}

/* About story: photo and text side by side, same height, centered */
.story-grid{display:grid;grid-template-columns:minmax(0,1fr) minmax(0,1fr);gap:clamp(32px,5vw,72px);align-items:center}
.story-grid .story-photo{margin:0;height:100%;max-height:none}
.story-grid .story-photo img{height:100%;max-height:none;min-height:420px;aspect-ratio:auto;object-fit:cover;object-position:center 30%}
.story-text{gap:18px}
.story-text h2{max-width:none}
@media (max-width:900px){.story-grid{grid-template-columns:1fr}.story-grid .story-photo img{min-height:0;aspect-ratio:16/11}}